Welcome to Terrafirma


Terrafirma Risk Retention Group LLC is a unique charitable risk pool for conservation organizations that helps its members uphold the promise of lasting conservation. You are a critical part of this formidable, shared conservation defense liability service for land trusts.

The Info page has all the information you need. For example, you can find the address to mail your premium payment check, the step-by-step process to notify Terrafirma about a potential problem, and details about the claim process.

Each year Terrafirma members confirm and update eligibility and portfolios. New members may join during this confirmation window. The next confirmation window opens on December 1, 2021 and ends on February 1, 2022 for the 2022 Policy Year that runs March 1, 2022 through March 1, 2023.

To view Terrafirma's annual report to members and financial documents, click here.

Alliance Risk Management Services staff are happy to help you with any Terrafirma questions. Please write to or call:

Leslie at 802-262-6051
Hannah at 202-800-2248


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About Terrafirma

The Land Trust Alliance formed Terrafirma in 2011 to help land trusts defend their conserved lands from legal challenge. It is owned by its members to insure the costs of upholding conservation easements and fee lands held for conservation purposes when they have been violated or are under legal attack, and to provide information on risk management to those land trusts. This national initiative demonstrates land trusts' commitment to take seriously their responsibility to ensure the permanence of their conservation work.



Why Terrafirma?

Conservation easements and lands are increasingly under attack across America. As population and development pressures increase, so does the value of conserved properties, making them vulnerable. Eventually, every land trust will face some form of litigation.

In addition, public entities, the general public (through taxes, tax incentives and credits), private individuals, and foundations have invested billions of dollars in voluntary conservation of private lands. Terrafirma is one part of a comprehensive suite of protections for land trust protected properties.


How It Works

Terrafirma is owned and operated by your land trust and the other 540 insured land trusts.

We’re here to help! You can email us directly at or call:

202-800-2248 for Hannah Flake, Coordinator
802-262-6051 for Leslie Ratley-Beach, Director

Please call or write your representative or a Terrafirma employee any time you have a question, problem, or suspect you might have a claim.