What are the costs associated with joining Terrafirma?

When land trusts first join Terrafirma, they pay a registration fee along with the annual premium. Afterward they pay only the annual premium for each year of continued coverage -- provided that the organization maintains continuous coverage from year to year. Discounts may apply for qualified land trust. See below for details.

What is the registration fee?

The registration fee is paid upon joining Terrafirma. It is a sliding scale fee based on the number of parcels the organization is enrolling.

The current registration fee schedule is as follows:

1 to 10         $375
11 to 24         $600
25 to 49         $900
50 to 99      $1,400
100 to 299      $1,900
300 to 499      $2,400
500 to 999      $2,900
1000 to 1999      $3,400
2000 and up      $4,000

What is the annual premium?

The premium is $63 per insured parcel (parcels include conservation easements, fee properties, trail easements, access easements). Discounts are offered for accreditation, best practices and risk management training.

Are there any discounts?

Yes!  There are discounts for attending risk management trainings, for following Best Practices and for accreditation by the Land Trust Accreditation Commission. The discount for attending risk management trainings is $1 per parcel. The discount for following Best Practices is $4. The discount for accreditation is $11. Multiple discounts are allowed but the Accreditation Discount and Best Practices Discount may not be combined.






Accreditation Discount

$11 per parcel

Best Practices Discount

$4 per parcel

Risk Management Discount

Bulk Properties (250+) Discount

$1 per parcel

$3 per parcel

Risk Management Discount

Bulk Properties (250+) Discount

$1 per parcel

$3 per parcel

Total Possible

$15 per parcel

Total Possible

$8 per parcel


You can see examples of how the discounts add up below:



 Portfolio of 15

 Portfolio of 150

 Not accredited but qualified for discounts


 $870 annual premium

 $8700 annual premium



 $765 annual premium

 $7650 annual premium

 Not accredited and no discount


 $945 annual premium

 $9450 annual premium



How does my land trust qualify for the discount for risk management trainings?

To qualify for the risk management trainings discount, a senior staff member or board member from your land trust must attend a qualified risk management training every year. Qualifying staff includes:

  • Any board member
  • Any attorney
  • Any executive director or president
  • Any director level position
  • Any VP, manager (excluding office manager, unless they are the sole staffer), CFO or COO
  • Stewardship and conservation coordinators

The Land Trust Alliance provides Risk Management trainings as free webinars every year. See the list of webinars here.

The Land Trust Alliance's annual Rally event also offers eligible courses.

Terrafirma also provides a quick, free, and easy-to-use Guide to Risk Management for Land Trusts. This online course takes under half an hour and, once completed, qualifies your land trust for the risk management discount.


How does my land trust qualify for the Best Practices discount?

Land trusts seeking the Best Practices discount of $4 per insured unit must attest to meeting all the following conditions:

  1.  Every transaction is reviewed and approved by a qualified attorney prior to closing.
  2. A written policy on violation resolution is in place and followed.
  3. A written conflict of interest policy is in place and followed.
  4. Written criteria exist for selecting land and easement projects consistent with the land trust’s mission.
  5. Each project is evaluated for its performance of the land trust’s perpetual stewardship responsibilities.


Is there a fee for dropping out of Terrafirma?

There's no fee for dropping out of Terrafirma after you have joined. However, you should keep in mind the following repercussions should you decide to rejoin later on:

  • You will lose the registration fee you have already paid. If you decide to re-enroll later, you’ll have to pay another registration fee and the amount will likely be higher than what you previously paid.
  • Your coverage will end when your policy expires and – even if you re-enroll a year later – you will have a coverage gap as the new policy would be effective only as of the reenrollment date. This means it will only cover claims based on problems that come to light after that date.
  • You will have to pay a 50 percent co-payment for any claims during the first year after your coverage restarts.


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