As you prepare for the holidays next week, buying your turkey (or Tofurky) and pie, remember what else is coming up: the Terrafirma application period that is just around the corner. Starting December 1, you will be able to log on and update your application for the 2019 policy period that begins on March 1, 2019.

Before you update, we recommend that you take a few minutes to review the counting rules for your properties, including: 

• Parcels with different owners must be listed separately. This is because the more the easement is spread across separately owned parcels, the greater the risk that you’ll have a lawsuit. Therefore, Terrafirma spreads that risk with additional premiums based on the number of separate landowners. 
• Following that rule, if a property listed as having one owner is then divided into multiple parts with multiple owners, each piece would become an individual parcel under your Terrafirma policy.
• If you have any questions or think you have a special case, please reach out to Terrafirma and e-mail a map of the property to

Have questions? Please let us know. You can email us directly or call 202-800-2219 for Lorri, 802-262-6051 for Leslie, or 202-800-2248 for myself.

Thanks,
Hannah

Hannah Flake
Conservation Defense Coordinator
ALLIANCE RISK MANAGEMENT SERVICES LLC
(202) 800-2248 |