A short newsletter of bite-size ideas to chew on for Terrafirma owner-member land trusts, released January, February, May, June, September, October and November.


Posts tagged Terrafirma

File all your 2023 policy year claims now!

Terrafirma wants to cover claims but needs you to file the claims on time. Sometimes it seems different from how stewardship staff approach problem resolution. You can think of it as a separate track from your resolution process that requires immediate notification to Terrafirma at the first indication of a possible problem, even if trivial, uncertain or just barely amiss, in the policy year in which you knew or should have known of the possible problem.

The policy year is not the same as the calendar year — it is March 1 to March 1, plus a 61-day grace period that ends April 30. All claims must be filed within the policy year in which the problem first started (even if it’s trivial or uncertain) or coverage for the claim is jeopardized.

Terrafirma recently created a timely claim filing video explaining why it’s important to file claims on time. After a land trust files a placeholder claim, you continue to work with your landowner or neighbor to find an amicable resolution without any involvement from Terrafirma (unless the land trust asks). Filing claims with Terrafirma does not affect your premium, coverage, cost sharing or your ability to renew your policy, nor does it obligate you to proceed with the claim! If in doubt, please file a claim or contact us at help@terrafirma.org.

We’re here to help! If you have any questions, please let us know.



Tom Kester
Operations Manager and Secretary
Alliance Risk Management Services LLC
Manager for Terrafirma Risk Retention Group LLC

PS: If you loved the stewardship breakfast and roundtable at Rally in Portland, then you will want to attend the new follow-up online discussion on March 21. Join us to discuss the most pressing stewardship issues for lasting conservation facing you and your peers.


Celebrating Ten Years of Terrafirma

No one knew if Terrafirma would succeed when it issued its first policies on March 1, 2013. Now, almost ten years later, Terrafirma has helped land trusts defend perpetual land conservation across America. During these past ten years, Terrafirma:

  • insured over 10.2 million acres, an increase of almost 4 million acres from 2013; 
  • grew to 545 land trusts member from 48 U.S. states;
  • covered 36,000+ parcels, almost doubling the number of parcels it originally insured;
  • paid over $5.6 million to help land trusts uphold lasting conservation on easements, trails, preserves and owned land on over 200 covered claims;
  • provided over $3.1 million in premium discounts to members;
  • achieved a 98% membership retention rate;
  • helped establish favorable case law across the United States; and
  • remained 100% owned and governed by its land trust members.

Terrafirma would have never happened without the dedicated and tireless efforts of many. The greatest thanks go to Terrafirma’s member land trusts as they are the ones that have made Terrafirma successful. Terrafirma wouldn’t be what it is without their continued commitment.

With a solid footing from ten years of Terrafirma, land trusts can continue to steadfastly tackle the biggest challenges of the day.

With gratitude and thanks,

Tom Kester
Operations Manager and Secretary
Alliance Risk Management Services LLC
Manager for Terrafirma Risk Retention Group LLC


Sign Up for TerraBites

Collectively upholding conservation permanence