Posts tagged parcels

Don't Leaf Anything Out!

Temperatures are dropping, leaves are falling, and that can only mean one thing – almost time to update your Terrafirma application! As you update for 2018, don’t forget to review the counting rules for your properties, including:

•    Parcels with different owners must be listed separately.  This is because the more the easement is spread across separately owned parcels, the greater the risk that you’ll have a lawsuit. Therefore, Terrafirma spreads that risk with additional premiums based on the number of separate landowners.
•    If you want to insure property within a certain category of property right (conservation easement, trail easement, fee land, etc.), you must list every parcel within that category.
•    Separate easements held by the same land trust can be counted as just one property for Terrafirma as long as they have the same owner, restrictions and permitted uses, and are contiguous.

Applications will open December 1, 2017, and the last day to submit will be February 2, 2018.

Lastly, remember to tell Terrafirma about any potential problems before the end of the 2017 policy period!

Have questions? Please let us know. You can email us directly or call 202-800-2219 for Lorri, 202-800-2248 for myself or 802-262-6051 for Leslie.

Thank you, and happy holidays!

Hannah Flake
Conservation Defense Associate
1250 H Street NW, Suite 600
Washington, DC 20005
(202) 800-2248  |

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P.S. Congratulations to Deborah Stanley, Derek Schaefer and Michelle Smith, the newest Members Committee representatives – we’re happy to have you on board!



Missing something?

Make sure you list all of your parcels when updating your Terrafirma application! Anything left out of the category of legal interests (easement, land, trail) you insure might not be eligible for coverage of a later claim. And because Terrafirma requires that you insure all of your parcels within the categories you select, your claim could be jeopardized if the parcel is missing. Double-check and compare to your database!

Worried that you forgot something? Email and we will help you update your application, even if you have already submitted (prior to February 2, 2016).

If you have questions about updating your application or anything else, please let us know. You can email us directly or call 202-800-2219 for Lorri, 202-800-2248 for myself or 802-262-6051 for Leslie.



P.S. It is not too late to secure a 2016 Risk Management discount! This can be done via webinar or our free and quick online course. To qualify, training must be completed every year by a member of senior leadership.


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