Terrafirma has helped land trusts like yours defend their conservation portfolios since March 2013, increasing services along the way. After almost five years of operation, 71 land trusts have used insurance coverage to address serious conservation challenges, and all Terrafirma members have enjoyed fixed premium prices. Terrafirma continues to be sound and stable. To remain so, though, rates must go up slightly in 2018.

Your elected representatives from across the county serving on the Terrafirma Members Committee, after months of deliberation and investigation, approved a modest, $3-per-parcel increase to the base premium for 2018. For more information about this process, please visit www.terrafirma.org/premium.

Terrafirma will continue to make every effort to keep future increases as low and as infrequent as possible. Currently, no other increases are planned. In the meantime, we’re here to help! Please let us know if you have any questions. You can email us directly or call 202-800-2219 for Lorri, 202-800-2248 for myself or 802-262-6051 for Leslie.

When should you consult an attorney on a problem you’re experiencing with a land owner? Some wait until a lawsuit is already underway or seems inevitable because of reluctance to involve lawyers. They don’t want to seem aggressive, or compromise a collaborative violation resolution.

However, earlier outside legal perspective can help you get the tone just right when resolving a dispute: not too nice and not too harsh. It can also help you avoid simple mistakes that can become serious obstacles later. Read “When to Turn off the Nice Switch” [note: this has since been updated to "Knowing When to Shift Gears"] to learn more, and find a perfect balance.

Have questions? Please let us know. You can email us directly or call 202-800-2219 for Lorri, 202-800-2248 for myself or 802-262-6051 for Leslie.

Thanks,
Hannah

Spring is a time of renewal in nature – and might be a good time to take a fresh look at the language your organization uses when you draft easements. Click here to see our new drafting pointers for risk balancing in conservation easements. In four information packed pages we give tips to help you avoid legal trouble and audits down the road, protecting land for many seasons to come.

We’re here to help! If you have any questions about easement drafting or anything else, please let us know. You can email us directly or call 202-800-2219 for Lorri, 202-800-2248 for Hannah or 802-262-6051 for Leslie.

Thanks,
Hannah

As a member of Terrafirma and the Land Trust Alliance, you have access to many great resources — plus help from dedicated staff!

On The Learning Center:

• A Guide to Risk Management for Land Trusts is a quick, fun course that lets you easily customize a plan for your land trust
• The Legal Defense Reserves Calculator helps you plan your legal reserves
• The Conservation Defense Clearinghouse houses a collection of helpful documents
• Ask an Expert features experts from around the country

On the Nonprofit Risk Management Center:

Log on as a Land Trust Alliance affiliate by clicking on this logo on the right side of the Conservation Defense Clearinghouse home page and get free and discounted risk and insurance resources.

Terrafirma is about to start its fifth policy year with over 500 members, 50 covered claims, and over $1 million paid out for covered claims. Thank you, members, for keeping this shared conservation defense liability risk pool strong.

Since Terrafirma started in 2013, your premium rate has been stable because we know how dear every penny is for conservation. But inflation is picking up, costs are increasing and claims payments are growing. It is time to make sure that Terrafirma remains solvent and protects the capital and reserves that all the member land trusts have worked to establish.

The actuaries are crunching the numbers and making projections about when and how much premiums may have to increase to keep Terrafirma there for you. Our initial assessment indicates that an increase in premium fees may be necessary for the 2018 policy year. Please know, however, that the Terrafirma member-elected Members Committee and ARMS staff know that everyone is on a tight budget, and we remain committed to keeping premiums as low as possible.

We also are committed to keeping Terrafirma members informed and protected, which is why we are alerting you now about this process and timing. Thank you for all you do for lasting conservation. Let us know if you have any questions.

Thank you,

Leslie

Fall is in the air, and soon there will be turkeys roasting in the oven, pies cooling on the counter, and Terrafirma applications being updated for 2017. Applications will open December 1, 2016, and the last day to submit will be February 2, 2017.

Remember that risk management training is available for free, and your land trust can receive a discount on your 2017 premiums just for participating! This can be done via a webinar or our quick and easy online course. To qualify, training must be completed every year by a member of senior leadership.

Have questions? Please let us know. You can email us directly or call 202-800-2219 for Lorri, 202-800-2248 for myself or 802-262-6051 for Leslie.


Thank you, and happy holidays!
Hannah
Conservation Defense Associate
ALLIANCE RISK MANAGEMENT SERVICES LLC
1660 L Street NW, Ste. 1100, Washington, DC 20036
(202) 800-2248  | 

When you’re in a conflict with a landowner, a long history of written reports (even short reports) documenting visits to and viewings of the property can make a huge difference in court. Reports should include a visual inspection of the property, along with written documentation of the inspection – and they are required annually in order to be eligible for Terrafirma coverage. Click here for a refresher on other important details, such as what to include in a monitoring report.

Come hear more stories about land trust successes using Terrafirma at Rally: The National Land Conservation Conference in Minneapolis, MN from October 28-30, with workshops on insurance, risk management and Terrafirma stories.

Have questions? Please let us know. You can email us directly or call 202-800-2219 for Lorri, 202-800-2248 for myself or 802-262-6051 for Leslie. Or ask us for an in-person appointment at Rally. We hope to see you there!


Thanks,
Hannah

Conservation Defense Associate
ALLIANCE RISK MANAGEMENT SERVICES LLC
1660 L Street NW, Ste. 1100, Washington, DC 20036
(202) 800-2248  | 

A good reputation means that the public has confidence in your organization – that they’re willing to give you the benefit of the doubt if any issues should arise. That’s why active reputation management is crucial risk management as well.

You may have heard about tax shelter schemes and the threat they pose to the reputation of conservation. Terrafirma does not cover expenses for tax-related cases, so cautionary measures as outlined in the Land Trust Alliance’s advisory can help your land trust keep your hands clean while you work to keep the planet clean. If you need a sounding board, please call or write to:
Russ Shay at 202-800-2230
Leslie Ratley-Beach at 802-262-6051

Have questions? Please let us know. You can email us directly or call 202-800-2219 for Lorri or 202-800-2248 for myself.